The effect of the Windfall Elimination Provision on Social Security beneficiaries is most pronounced in northeastern, central, and western states, reports the Congressional Research Service.

Optional provisions of SECURE 2.0 are proving popular among nonprofit organizations, which are expanding eligibility to participate in their 403(b) plans, adding automatic enrollment to provide ...

As background, a lame-duck [1] session is the period after an election when the current Congress returns to wrap up any unfinished business before the start of the next session of Congress. The ...

October was bountiful for private-sector pension plans, with analysts showing gains and improved funded status.

Retirement Savings for Americans Act (RSAA) sponsors claim that it would help low- and middle-income Americans save for retirement, but a comprehensive new study finds that it would likely lead to ...

Student loan matching and in-plan emergency savings — sometimes called pension-linked emergency savings accounts (PLESA) or side-car accounts — are among the most popular SECURE 2.0 features, reports ...

Republican control of the Executive Branch, as well as both chambers of Congress, could have significant ramifications for retirement and tax policy issues, but a few questions do still remain. As of ...

Will defined contribution plans created before the SECURE 2.0 Act was enacted have to implement automatic features if they join a multiple employer plan (MEP)? The IRS has yet to provide clarification ...

Tracking down missing participants and distributing their plan balances can be a headache in plan administration. There are different options regarding how to handle small plan balances left in the ...

Challenges and opportunity — both are reality for retirement retirement plans and those who serve them, and speakers at the opening of the recent SPARK Forum captured the theme. “The challenge before ...

Apparently, the IRS will not permit retirement plan sponsors to require all participants to make catch-up contributions on a Roth basis just to make plan administration simpler. According to Kelsey ...